HOME  OWNERSHIP – A  GREAT  INVESTMENT!

According to a Canada Mortgage and Housing Corporation study, resale house prices rose faster than inflation in 23 of 27 major Canadian cities between 1971 and 1994 — years when inflation ran rampant throughout Canada. As your principal residence, any gain you make on the sale of your home is tax-free. The power of leverage magnifies that return even more since you’ve earned those gains on your down-payment, not on the purchase price. If you buy a $500,000 home and five years later it’s up 5%, you’ve made 1% a year, but that assumes you paid cash for your house. With a 25% down-payment, you’ve really earned 4% a year, tax-free on the money you invested. if you buy a home with only 10% down, over five years your annual tax-free return is 10%. Of course, if you can avoid it, never buy a home with the smallest possible down-payment, as mortgage interest is not tax deductible. When tax-free capital gains are added to the power of leverage, Real Estate remains a great investment.

EXPERT  ADVICE –  FIRST  CLASS  SERVICE!

SUNNUS Properties can provide you with comprehensive, personalized and results-oriented real estate services that will help you buy, sell, or even trade your home. As a client, you have full access to all available properties for sale. You’ll receive information on new listing as they become available.

From initial planning to selecting the home that is right for you, your SUNNUS Properties specialist is here for you.

WE  LOOK   AFTER  YOUR  BEST  INTERESTS

If you're faced with a legal situation, you want the best lawyer representing your interests. Likewise, when you are purchasing a home, you want someone who can protect your interests. That's the benefit of buyer-agency. With this type of agreement, the agent is legally responsible to represent your best interests, not those of the seller.

NEVER  BUY  A  HOME  ALONE

Until a few years ago, home buyers had no choice. They decided upon a property to buy and negotiated the contract without representation. Traditionally, all residential real estate agents represented the  property seller. That was true of the "listing agent" who put the property up for sale and the agent who found the buyer. The agent who helped the buyer find the right home actually worked for the seller as a "sub-agent" of the listing agent. Under that traditional system, all agents were legally bound to represent the seller and the buyer had no representation.

BUYERS  HAVE  A  CHOICE

Buyers no longer need to represent themselves during the home search and purchase process. Smart home buyers today can receive undivided, confidential representation by choosing a "buyer's agent". In fact, 71% of home buyers surveyed in a recent Gallup poll for the National Association of Realtors said that they would definitely use a buyer's agent next time they purchased. Best of all, having professional representation doesn't cost extra.

HOW  DOES  HAVING  A  BUYER’S  AGENT  HELP  YOU?

A buyer's agent owes certain duties to their property buyer, such as care, confidentiality, full disclosure and accurate accounting. A buyer's agent will also show the buyer all available properties, point out the property's features, provide financing information and submit the offer to purchase. There's more. As your representative, a buyer's agent will share valuable and essential information with you if the agent knows it, such as:

• Whether the seller would accept a lower price

• The seller's reason for selling and timetable

• How long the property has been on the market

• Previous offers and counter-offers on the property

• Strengths and weaknesses of the property

Most importantly, you can ask a buyer's agent for advice and assistance in setting your offer price and structuring other terms of your offer. What's more, you'll have peace of mind knowing that you have an advocate working on your behalf to help you buy at with best possible terms, at the lowest possible price.